Looking down a new charcoal architectural shingle roof to a Largo, Florida yard at first light, a blue chalk line snapped across the deck

A roof you stop thinking about.

The inspection costs nothing. The figure on the sheet is the one you pay, unless the decking says otherwise.

01 · How a written number happens

The order things happen in.

Nobody writes this order down, so here it is with the days against it.

The tarp goes on

If water is getting in, that happens before anyone talks about price. We photograph the source while it is wet, because the evidence goes when the roof dries.

A blue tarp strapped over a storm-damaged roof, seen from the street on an overcast morning

02 · The inspection sheet

The quote is one sheet of paper.

Inspection sheet · example

Largo, FL

Material
Architectural shingle
Roof size, in squares
Medium, 20 to 30 squares
Noted
Rotten decking is replaced panel by panel, priced before it goes on
Noted
A pitch above 7/12 adds a day of roped work
Noted
A second layer to tear off adds a day and a dumpster

The figure

$11,000

One number, in writing, and it stays that number unless the decking says otherwise. Illustrative figures for the demo.

04 · The claim

What an adjuster actually does

This is the part nobody writes down, so here it is.None of it is particular to us.All of it is worth knowing before you file.

They work for your insurer

Not for you, and not for the roofer. Their job is to decide what your policy covers and what it pays, which is a different question from what the roof needs.

Your deductible is yours to pay

A roofer who offers to absorb it, waive it or invoice around it is proposing insurance fraud, and it is your name on the claim. It is the clearest reason there is to walk away from an otherwise good price.

Filing does not commit you to a roofer

You can file, get the adjuster out, and still choose who does the work, including choosing nobody. Anyone who says the claim locks you in is selling.

How a storm claim runs, step by step

05 · Materials

Shingle, metal or tile.

The material is most of the price and all of the life. Drag across each roof to see it before.

A single-storey Largo house with a new charcoal architectural shingle roof

Lasts 20 to 25 years

A two-storey coastal house with a new galvalume standing-seam metal roof

Lasts 40 to 50 years

A Mediterranean-style house with a new terracotta concrete tile roof
Concrete tilefrom $26,000

Lasts 50 years

Illustrations, for the demo. On a real site these are roofs this crew has stood on, shot from the street.

06 · Price it by the square

Work the range out yourself.

A square is one hundred square feet of roof, the unit every roofer in Florida quotes in. Most single-storey houses here are eighteen to thirty. Set the rows below and the range moves with you.

1 · Material
2 · Roof size, in squares
3 · While the crew is up there

Inspection sheet · draft

Typical ranges

Concrete tile, medium roof20 to 30 squares, typical
$26,000 to $42,000

Typical range for this roof

$26,000 to $42,000

Typical Pinellas County ranges, with sound decking and one layer to remove. The quote is one number, on the sheet, after we have walked the roof.

Whatever you set here travels to the form with you, so nothing has to be typed twice.

07 · Who you are dealing with

State licence

Your CCC number, on every page, so a stranger can check it

Type it into the Florida DBPR licence search and it returns the name, the status and the date it was issued. Do that before you let anybody onto your roof, us included. It is the one thing a stranger at your kerb cannot fake.

Open the DBPR licence search
Roofs in Pinellas
How many roofs you have put on, and since when
What they said when it was done
Your rating and the number of people behind it, read from your Business Profile
Manufacturer
Your GAF or Owens Corning certification goes here
Walked by
Ray, Owner, Pinellas Roof Works · illustrative

08 · Questions

What people ask before they sign the sheet

01Is the figure on the sheet what I actually pay?

Yes, unless the decking under the old roof turns out to be rotten. That is priced per sheet on the same page, so any change arrives as a line you can read.

02Do I need to be home for the inspection?

No, unless the attic has to be opened, and we ring first if it does. The sheet comes to you the same day with the photographs from the roof.

03How long is my roof out of action?

For shingle, tear-off to final inspection is usually one to three days. Metal and tile take longer. You stay in the house the whole time. It is loud.

04How far out do you travel?

Largo, Clearwater, Seminole, Pinellas Park, St. Petersburg and Dunedin. Outside that line, call first. Some of it we cover, some of it we do not.

09 · Your quote

Book the inspection. The rest follows from it.

We come out, walk it, and leave the sheet with you. Nothing is owed for that visit.

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